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By refinancing your current loan, your total finance charges may be higher over the life of the loan. Active Link, Inc. is licensed under Nationwide Mortgage Licensing System (NMLS), unique identifier of 2387382. Lender/Broker is performing acts for which a license is required. Loans made or arranged pursuant to applicable laws. Refer to www.nmlsconsumeraccess.org and input NMLS #: 2387382 to see where Active Link, Inc. is licensed.  In all states, the principal licensed office of Active Link, Inc. is 15991 Red Hill Ave., STE 200, Tustin, CA 92780 ; Phone: (949) 681-5004 (NMLS ID#: 2387382). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. Proposed payment is an estimate and does not include taxes and insurance. Actual payment may be higher. The content in this advertisement is for informational purposes only. Products not available in all areas. Active Link, Inc. is not acting on behalf, or at the direction of, the VA, FHA or federal government and this offer is not being made by any government agency.